Category: Children & Parent

Parents and Federal Regulators Alarmed, as Majority of Recalls are Baby Products

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Because parenting a baby or toddler is not a breeze, many use a variety of products made to for easier supervision of young children. Although these products are well-intentioned, if not manufactured correctly, it is possible for an accident to occur resulting in serious personal injury or death. As a dedicated Detroit personal injury lawyer who sees many examples of injury stemming from product recalls, it is difficult not to notice an alarming trend: a majority of items called back are those intended for use by small children and babies, those who are the most defenseless against an accident.

According to Don Mays, the senior director of product safety, of the over 500 recalls made by the Consumer Product Safety Commission each year are for children’s products–not to mention additional recalls made by other institutions such as the Food and Drug Administration, the U.S. Department of Agriculture, and the National Highway Traffic Safety Administration.

For example, the CPSC warned parents earlier this year that only older and larger babies should be held in soft-sling carriers, as three young children died as a result of suffocation in 2009. Also included in the products recalled are Simplicity and Graco cribs, as well as millions of strollers. Both products have a history of malfunctioning, causing significant personal injury or death to several infants and toddlers.

Sparked by the many product recalls, like those listed above, federal regulators, manufacturers, and parents continue to debate how to make sure products are safe for use by small children and babies. Mays insists that federal institutions are doing all they can to respond to safety issues, he also acknowledged that “there are probably more unsafe products on the market in recent times than there have been in the passed.” Although reasons for this vary, studies conducted by the Consumer’s Union reveal that over 80 percent of products recalled between 2007 and 2008 were made in China. Sending manufacturing overseas could be one problem according to Mays, as “sometimes the controls are not put in place to make sure the product is manufactured in a safe fashion,” he explained.

Because of a great amount of unsafe children’s products on the market, it is essential that parents are proactive in protecting their children. Keeping updated with public safety announcements made by the manufacturing companies, the CPSC, as well as safety advocates can help prevent disaster in your home. If your child does sustain personal injury or dies due to a malfunctioning product, as a parent, you must be filled with questions regarding your options. For answers, as well as the highest quality legal advice and legal representation, it is important to contact a hard-working and aggressive Detroit personal injury attorney. Doing so quickly will not only make sure your personal injury claim receives a positive outcome, but that your child receives compensation for injuries and losses sustained.

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Assisting A Child To Overcome Anxiety About Riding A Bike

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Learning to ride a bicycle is definitely an endeavor that may create nervousness and dread in a kid. All kids have various temperaments, so riding a bicycle may be the first time in their lives that they’re really taking a chance of physical injury. Frightening. So what else could you do to minimize the fear that can accompany this activity and assist your child to succeed?

The best thing that can be done as a parent is to make it a positive fear-free experience and to realize that this procedure is really a long journey. Hardly ever do youngsters grasp the ‘art of the ride’ in one day. It will demand persistence from you and an understanding that youngsters understand at diverse rates. Be motivating, positive and resist any desire to demonstrate frustration at insufficient advancement. If your child feels they’re frustrating you, they will not wish to proceed. Keep the lessons upbeat.

In early stages, established a time restriction for the training retaining it to around thirty minutes. Children could possibly get frustrated by the things that aren’t quickly perfected. Going on too long can cause a child to be much less enthusiastic about the next bike riding session. Getting a ‘hard stop’ may leave the kid wanting more. As the training continue, increase the length to 45 minutes or even an hour depending on time.

The best way for a child to understand to ride a bicycle is with a balance bike. These bikes, also called run bikes or even learning bikes, have no pedals, chains or sprockets. They’re low to the ground, lightweight and created specifically to help a child in learning to ride a bike. Kids simply hop on them and push themselves along with their feet. With a balance bike, the focus is on balance rather than learning pedaling or steering.

Any kid below five will certainly benefit from the utilization of a balance bike to learn to ride. Several parents might question the benefit of investing in a bike that’s created specifically for ‘learning’ and isn’t a traditional bicycle with pedals. Nevertheless, children often ride their balance bikes even after they have managed to graduate to a pedal bike because they offer maneuverability you do not discover in a traditional bike. Since they frequently weigh 1 / 2 of what a typical bike weighs, it’s easy for a child to push around on grass and uphill. Kids treat it like a scooter.

Trying to ride a bike can be a scary experience for many kids. The best way to assist your child to conquer that dread is to be positive, avoid the urge to overwhelm them with long riding periods and make it fun and easy by focusing the instruction on balance initially.

Buying childrens toys for the holiday season

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When Christmas time draws near the sales of toys increases significantly and most toy companies make use of this to flood the market with new toys to attract children. While the vast majority of toys in the market are more a marketing ploy that adds very little to a childs development there are some toys that are beneficial to a childs development. Parents need to learn how to navigate through the toy department to find childrens toys that actually contribute positively to their childrens development and enrich their play.

Instead buying the latest gimmick toy on in the market parents should shop around and try to find toys that are educational and developmentally appropriate for their children. Childrens toys should be age appropriate and they should in some way contribute to a child gaining skills in cognition, motor- coordination, creativity, and imagination. Since play is a huge part of development parents should use toys as tool to help their children gain the skills they require for the future. Toys that are created specifically to challenge and foster these skills are ideal Christmas presents for children.

Since quite a lot of money is spent on toys parents should make sure that the toys they purchase are made well and produced using high quality materials. Some toy makers and brands take a lot of trouble to ensure that the toys are made with non-toxic raw materials and that they are sturdy and durable. While major toy stores will stock toys from a wide range of toy companies without much thought as to the beneficial value of the childrens toys they sell, some smaller toy vendors sell toys that are crafted specifically with a childs development in mind. Parents should avoid going to the first childrens toy store they see. Instead, they should shop around, especially online, to find a store that caters to their childrens developmental needs. A store that supplies toys that are made with quality in mind as well as serves some educational or developmental purpose to children should be a parents first choice.

Childrens toys such as puzzles, blocks, pretend play toys, arts and craft games and toys are all great choices for Christmas presents. These types of toys develop cognition, fine motor coordination, visual perception, creativity, imagination and social skills. Different toys target different skills and are made for different ages groups so parents should choose toys that are age appropriate.

Through play, a child can learn so much and practice and fine tune the skills that they need to develop in a fun and multi-sensory way. It is a parents job to provide their children with the correct tools to aide development by buying toys that are educational.

Is My Child Using Drugs Or Alcohol Parenting Advice

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One of the most frightening experience parents can face is the discovery of drug and alcohol use by their child. This can happen to even the very best parents out there. Drug and alcohol abuse are serious issues which require immediate intervention. Early detection can ensure a less complicated recovery process. Prolonged drug or alcohol use can lead to disruptive or even antisocial behaviors, criminal activity, and the abuse of more dangerous drugs.

There can be many reasons for children turning to drugs or alcohol. Peer pressure can certainly be influential; but usually there are underlying reasons which made the child susceptible to the peer pressure and willing to try drug or alcohol consumption in the first place. Children who are victims of bullying by peers, or who suffer from shyness may seek out drugs or alcohol as a refuge. The use of drugs and alcohol may also make him or her feel more accepted socially.

Identifying the problem is the first step in getting help for your child in a drug addiction treatment program. The most common outward signs of drug or alcohol use are:

Mood swings Pre-teens and teens experience a lot of mood swings as their bodies develop; but if your child moves quickly from very happy feelings to great anger, theres a good reason to investigate further. Expressed paranoid feelings may also raise a red flag.

New friends The arrival of new friends without an association to your childs current circle can be a warning sign. This can be especially true if you should also notice a change in your childs behavior.

Trouble at school If your childs grades have worsened, or there are sudden patterns of behavior problems, truancy or lateness, he or she may be using.

Major personality changes If your child becomes withdrawn, secretive, combative, listless, forgetful, or lethargic, he or she may be using.

Changes in eating habits A general loss of interest in eating, or increased interest may be equally notable. Look for sudden weight loss or gain.

Changes in sleeping habits or schedule major increases in sleep time or insomnia can be signs of alcohol or drug abuse.

Unusual appearance Red or bloodshot eyes, appearing hung over or listless may indicate substance abuse.

Once your child is in a drug addiction treatment program, the underlying issues can be addressed to prevent a return to bad habits. Behavioral counseling will help your child identify the causes of their self-destructive behavior, and to learn to deal with them in a healthier way. As much love, understanding, and acceptance as you can give will be needed to help in the healing process.

Asthma Rates Decrease Among Children Due to Reduced Number of Smokers

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Currently fewer Canadian children are being diagnosed with asthma, due to reduced number of smokers and consequently because of reduced exposure to second hand smoke, according to statistics.

In more than a decade rates of the chronic inflammatory disease dropped to substantially reduced levels among children aged two to seven.

“A variety of environmental factors, as for example reduced exposure to cigarette smoke contributed significantly to these statistics,” the study declares.

Canada’s national statistical agency (Statscan) showed that 9.8% of children aged two to seven were diagnosed with asthma in 2008-09, significantly lower than 13.2 % in 2000-01.
This drop occurred mainly because fewer Canadian children live in families where adults smoke, according to study.

About 6% of children aged 11 and under were regularly exposed to second hand smoke at their homes in 2008, if compared with 24% in 2000. As about teenagers 13% aged 15 and older smoked regularly in 2008, dropping from 19% in 2000.

In present a few parents smoke because there were no statistically proved differences in asthma rates between children in smoking and non-smoking families between 2006-07 and 2008-09.

“This data shows that adult smoking rates dropped significantly, thus parental smoking is not seen as the leading cause of asthma in young children,” declared the representative of Statscan.

This link between reduced smoking and fewer cases of asthma are not unique only for Canada. For example, after Scotland prohibited smoking in public places, serious cases of asthma fell among preschool and school-aged children.

For instance researches from western countries discovered that asthma rates among children rose steadily for several decades before decreasing.

Statscan declared that reduced disease rates might also be due to changes in the population structure, changes in diagnostic methods, decline in the predominance of respiratory allergies, advances in air quality and changes in hygiene practices.

As well as asthma, ear infections are related to exposure to second hand smoke.

Canadas national statistical agency found out that asthma predominance decreased in the Atlantic Provinces, Ontario and Quebec, but remained quite stable in the West. This survey also discovered that the number of children who had had an asthma attack in the past 12 months dropped to 36 % in 2008-09 from 53 % in 1994-95.

The give study is based on data presented by the National Longitudinal Survey of Children and Youth, a long-term study that capture information from thousands of families. The survey has been led every two years since 1994-95.

Reasons Your Children Should Learn To Do Puzzles

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Every parent strives to provide the best environment for their children so they grow up to become educated, intelligent adults. The things you teach your children at a very young age have the most impact on their learning abilities for the rest of their lives.

In addition to letting your children play outside, read and socialize with other children, there are many things you can do to help your children develop the skills they need to execute simple actions (like hand-eye coordination and motor skills).

Puzzles are a great way to stimulate a childs brain and help develop some of the most important skills theyll need for the future not to mention, theyre a lot of fun.

Below, weve listed 3 reasons why every parent should teach their children how to complete puzzles.

1.Hand-Eye Coordination. As we mentioned briefly above, many puzzles aid in developing a childs hand eye coordination. Its very difficult for a young child to pick up a piece of a puzzle, turn it in the proper direction and place it where it belongs in the puzzle. The more they practice, the more it becomes second nature to them and, before you know it, your childs hand-eye coordination is functioning fully. Start with shape puzzles (the ones where the child has to put the shapes into the corresponding holes) at a very young age and work your way up to harder levels as they progress.

2.Problem Solving Skills. Puzzles are a great way to teach children how to overcome problems. Many children become frustrated when trying to complete puzzles but the more they do them, the less frustrated they become. The child begins to realize the importance of working through their difficulties and learns how to cope with frustration. When theyve completed the puzzle, theyll be happy and will likely want to try another. This is an invaluable lesson to children.

3.Memory Skills. Puzzles are a proven method of stimulating a childs memory. There are many types of puzzles designed specifically to help develop a childs memory. If you cant find the right type of puzzle at the store, there are simple ways to teach your children how to remember. Grab a deck of cards and sort through them until you find 5 pairs. Flip the 10 cards over and ask your child to pick up the cards one at a time to try and find a pair. If they flip over two cards and that dont match, they must flip the cards facedown and try again. This will help immensely when it comes to your childs memory skills. As it becomes easier, keep adding more cards to make it difficult and keep them challenged.

Puzzles are an easy, fun and affordable way to keep your children occupied and learning at the same time. We hope you enjoy the information weve provided!

Parent Bond Loans.

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Whether three years old or thirty-three, as parents we endeavour to be there for our children. We can’t always keep them from falling off a bike or prevent the sting of a broken heart but we can always be there with a dry bandage and a shoulder to cry on. And as they get older and venture out into the world on their own, we hope for the ability to be there still, to offer a leg up when finances are stretched. Sunshine Brokers is a family owned and operated business, so knows exactly what it means to be a parent. In fact, they’ve created Parent Bond Loans just so folks can help their kids out with things like rental bonds. Sunshine Brokers, exclusive to Sunshine Loan Centres, has been helping Australian parents be there for their kids for over a decade. They’ve developed an online application system that’s easy to follow and convenient to use. You don’t have to take time off work to chase down a loan institution. You can apply from the comfort and privacy of your own home. No muss no fuss. Parent Bond Loans applications from Sunshine Brokers are easy to get at and just as easy to fill in. It’s a simple form dealing with direct information and not a lengthy questionnaire making endless inquiries about your background. The application takes around five minutes to complete, then goes straight to the first available expert loan crew who will take you through the rest. Making application after hours or on the weekends will of course delay the process, but when you submit your application during standard business hours, you’ll benefit from Sunshine Brokers express, fast approval service and could easily have your answer that same day. You must at least be 18 years of age or older, have proper identification, a current bank account, proof of income and be able to show you’ve not defaulted on past loans. Parent Bond Loans applications from Sunshine Brokers are free of hidden or ongoing fees and no penalty will be applied if you opt for an early pay out. Once deposited into your bank account, there are no restrictions on when you make withdrawals or how you disperse your funds. Sunshine Brokers believes those decisions are uniquely yours to make. When one of your children runs into a snag trying to meet the requirements of a new rental and you’d like to help without dipping into your own savings, give Sunshine Brokers a call at 1300 557 003 or directly apply online for one of their convenient Parent Bond Loans.

Crest Hill Daycare Child Care Preschool

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A key question to ask any daycare is what is their staff turnover. This is important for many different reasons and plays into how enjoyable your experience with the daycare will be.

Staff turnover is how often the child care needs to replace workers. The longer the period the better. If a daycare is replacing all of its workers every year, you know there will almost always be new faces in the school.

The need to replace teachers is a drain on the school, it takes time out of the administrators day to place ads, interview and orientate new employees.

The level of turnover will also have a direct effect on your child. Child like a high level of consistency in their life. There is already a certain level of fearfulness when they come to a daycare, this is very natural.

However, if every day when the children arrive the same teachers and same friends are there it helps them to feel secure. The lower the turnover the fewer time your child will need to get accustomed to new teachers. This will help with your childs enjoyment of the preschool environment.

Low turnover is a great indicator of staff moral and happiness. When the staff is not leaving this is a good sign that they are happy with their jobs and with the child care center. This happiness cannot help but to show through into everything else they do.

When staff shows up happy about their job they are friendlier and more likely to make an effort to have everything go well.

Children are very good at noticing this, the subtle cues about happiness, and often act on it. We have all experienced coming home upset but putting on a happy face, yet our children see right through it and become sad. The exact same thing can happen with their teacher. Happy teachers will cause your child to be happier in the end.

As you can see the amount of staff turnover is a great indicator of how well you will enjoy a daycare experience. It is a question you should ask about every child care center you visit and use to help pick the best Crest Hill Daycare for you and your child.

Protect Your Child’s Future With Mutual Funds

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You might not be able to imagine you could afford your child’s dreams and wishes for the future right now. But that could change if you use the right tactics. There is a way that can help you to prepare for the your child’s future – mutual funds. There are many funds that can help you invest in specific plans that augment your child’s future. The plans tend to vary based on the age of the child you’re investing for. If you’re investing for an infant or a child of up to 5 years – investments are likely to be equity based. Generally, the investment period could be up to around 15 years from when you start investing your money. This is the best time for you to start investing. It gives you more time with which you can build up your assets. You end up with more time in which you can keep investing money into the mutual fund.

Once your child is around 6 or 7, start considering a balanced fund. Even if you’re leaning a bit towards equities, that’s alright. But by this time, you shouldn’t rely only on equities. This is because you’ll have less time with to invest. Relying on equities means exposing your capital to volatility. At this point, the fund you choose needs to be balanced with a great deal of safety too. The investment period should range up to about 12 years. It gives you comparatively less time – for both investing and for you money to grow. Once the child reaches teens, don’t take any risks with your capital at all. Get a children plan with emphasis on debt funds rather than equity. You will have an investment period of around 5 years at the most, so don’t take risks with your money. Let it grow slowly but safely with debt funds.

Why debt funds? The investment period is too small for you to take risks with your money. You’ll need your money back in five years. Equity is simply too dangerous when you would need the money back in such a short while. Investing in debt funds helps to gain at least some level of interest on your money. You should have a good option for liquidity when you’re investing, though. Whatever plan you want to choose, ensure you have a fair idea of what you want when the investment comes to an end. You don’t want to fall short of the money you need. If you need more money, start investing earlier. Your money will have enough time to grow that way.

Important Tips for Cash Child Trust Funds

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Child trust funds are a long-term investment strategy that allows parents, grandparents, friends, and virtually any interested adult, to ensure that a child is well equipped for a productive adult life. Three types of child trust funds are (1) cash (2) stakeholder (3) share-based.

Cash child trust funds carry the least amount of risk to the investment. They are equivalent to a savings account. One advantage is that the interest is tax-free. Investing in cash CTF is the ideal scenario for those investors who realize the importance of saving for their child’s future, yet do not want to utilize the stock market for such investment.

A Stakeholder child trust fund takes on somewhat of a higher investment risk than cash CTF, but usually earns a higher return. There are restrictions on stakeholder child trust fund to ensure that money is diversified. In addition, when the child is 13 years old, the investment is typically shifted to lower risk markets to ensure that the end of the CTF lifecycle will be rather stable.

A share-based CTF permits higher returns, but it incurs charges to manage such fund. Meaning that one can typically earn higher rates of returns because the investment is placed in riskier funds, but in order to shift the investment between funds, one must pay to have the CTF managed. Thus, a profit will not be realized until one deducts the appropriate charges that will be assessed. The share-based CTFs give investors two options upon opening the CTF. One option is to choose a couple of funds and shift the investment between the two at the investors’ leisure. The other option is to choose from an unrestricted list of funds, and shift the investment accordingly.

The following useful tips can be applied towards either type of CTF:

In cash CTFs, monitor the interest rate. Make sure you are receiving the most competitive interest rate as possible.
Keep in mind that any contributions to a CTF cannot be withdrawn until the child turns 18, and at that time, the child himself can only withdraw it.
Be aware of up-front charges when opening a stakeholder CTF and share-based CTF.
Remind friends and family members that they are able to contribute to a CTF
Understand the risks before deciding against a cash CTF
Start early. If one starts to invest early in a child’s life, and chooses a stable fund, the long-term benefit will be realized.
Be a savvy investor. Research, and study your options. Evaluate your particular situation i.e. realistic monthly contributions, etc., and make an educated decision based on that information.

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