Category: Children & Parent

Effective Parenting Tips Guide To Smart Parenting

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The best parenting is smart parenting and you can learn more skills everywhere You can find a lot on the internet and also from reading parenting books Some websites focus on parenting and raising successful children. Of all the styles and guides given, not all are as effective as you want them to. Not many of them really work. Let me give you some of the smart parenting skills and tips that will really give you the tools to raise good children.

Aways strive to be the greatest encourager for your kids. Hearten the kids to choose the positive path. Don’t frighten them with your authority. The child can turn negative to your parenthood and you will maybe loose the respect you have achieved. The gain you get in prasing your children for all the good they have done is unbeatable. Encouragement and praising is not the same. When they have done good, give them a reward or a gift for their efforts. If this will make them to pursue better, it’s definitely worth the effort. Favour the good things they do. If you don’t like the behavior from your child, then talk to them seriously without trying to intimidate them. Shouts and screams must be removed from child to parent discussions. That would not help at all but will for sure worsen the situation.

If the child is at need and ask for help, your open arms and willingness to help will improve your relation. This can significantly make your relation better. By the time they need help, you will be the first person in the world that they will be calling. If anything is wrong you will be the first to know. And it will mean a lot to your child to know that you will be the first person to help out.

You don’t have to buy a lot of toys or other stuff to make them know that you care and love them. The quality time with the children is outmost needed and should be prioritized The more quality time you can provide to the children, the better and they will surely feel that you love them. Try to learn the fun things your child likes and play a lot with them. To have more fun and get really nice quality time, read a book with them. Your relationship with the child will grow even deeper if you put in good quality time. That’s all I have for now. It’s my expectation that this tips will help you built a good relationship with your child and you can find more at Smart Parenting Book site.

Kids Duvet Cover Add Variety to your Childs Bedroom Dcor

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You can easily add variety to the dcor of your childs bedroom and spark his or her imagination with the right kids duvet cover. Duvet covers protect your childs comforter from stains and spills. However, duvet covers can be fun as well as functional. When you shop at online bedding stores, you will find a range of duvet covers in a variety of colors and styles. Duvet covers provide your child with a simple means of expressing his or her unique personality through his or her choice of bedding. An exciting duvet cover will have your child actually looking forward to going to bed at the end of the day.

Look for duvets that are 100% cotton and fully reversible to a solid color so that you can extend time between cleanings. Try to find machine washable covers so that you can skip those expensive trips to the dry cleaner. Duvet covers are easy to replace and remove. Consider buying at least two or three of our duvet covers in different colors and styles. Having more than one kids duvet cover allows you to switch covers as frequently as you and your child wish.

You can easily change the whole look of your childs room easily by switching from one kids duvet cover to another. Simply change your childs current duvet cover to one with a theme that particularly piques your childs interest. Doing so will rekindle your childs imagination and recapture the joy that your child used to feel in going to bed at night. Because 100% cotton duvet covers are affordable and easy to care for, they allow you the freedom to change your childs bedroom dcor to match your childs changing interests without spending a lot of time or money.

Make sure that you choose a kids duvet cover appropriate to your childs age, gender, and interests. Young children love colorful pastel and neon duvet covers in colors such as Strawberry Cordial Pink and Taffy Candy. Older children can express their newfound maturity with the more sober colors and patterns of Hilton Head and Tartan Red duvet covers. Spark your childs interest in nature and animals with a cover that has an African Safari theme. Encourage a budding athlete with a Soccer World or Grand Slam cover. A Jurassic Dinosaur duvet cover will nurture a love for science. Remember that duvet covers can do more than keep your child warm at night. They can also stimulate your childs curiosity and imagination.

Maximise Savings for Your Children’s Future With the Newly Launched Junior Savings Account or JISA

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In an uncertain economic climate, financial planning is more important than ever and for anyone with a family, saving for the future has become a top priority. Giving your children a solid financial base insures they have the best possible start in life, whether they want to pay for driving lessons, embark on a course of higher education or choose another path.

Individual Savings Accounts (ISAs) are excellent ways of accumulating tax-free interest on your money but age restrictions limit their availability: cash ISAs are limited to the over 16s, stocks and share ISAs to the over 18s. However, recent changes in legislation have seen the introduction of the Junior ISA (JISA): a savings and investment scheme designed for the under 16s.

Who is eligible?

The Junior ISA was introduced on the 1st November, 2011. Designed to replace the older Child Trust Funds, those eligible for the JISA are:

Children born on or after 3rd January, 2011

Under-18s born before September, 2002

Any child not qualifying for a Child Trust Fund, born between 1st September 2002 and 3rd January 2011.

Each account requires a single registered contact, usually a parent, or person with parental responsibility, who maintains the JISA on behalf of the child.

Unfortunately, children who already have a Child Trust Fund are not eligible for a Junior ISA (this restriction may change in the future, allowing funds to be transferred from the CTF).

How does the JISA work?

The Junior ISA subscription limit is 3,600, which means contributions to the account cannot exceed this amount per year (from 2013, the limit will increase to take inflation into account). Anyone can contribute to the account and neither you nor your child will be taxed on the interest it generates.

The contents of the JISA will not be available to the beneficiary child until he or she turns 18. At this point, the JISA will be converted into an adult ISA – or, alternatively, your child can withdraw the money to use for whatever purposes they have in mind.

In much the same way as adult ISAs, the JISA falls into two categories:

Cash JISAs work in the same way as a savings account at a bank or building society. Money paid in grows as tax-free interest is added to it.

Stocks and shares JISAs involve money invested on the stock market in shares and bonds. While gains may be significant, there is the added risk that their value may drop.

While a child is restricted to one cash and one stocks and shares JISA, any combination of funds, within the subscription limit, can be used across accounts.

Although JISAs have a lower subscription limit than adult ISAs (which currently stand at 10,680), they can generate can deliver substantial returns. A 300 per month investment over 18 years would grow to 114,876, assuming a 6% annual return. It’s worth remembering however, like adult ISAs, the value of potential return can fall and it’s important to monitor any savings regularly.

Watch your child climb the ladder of success with Heritage Education Funds

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It is the survival of the fittest that matters in any walk of life. In the world that we live in today, there is intense competition for securing jobs. In such a scenario, it is important for children to successfully pursue higher education, in order to be placed in a well paid job. For this very reason, opting for Registered Educational Saving Plan (RESP) is an excellent choice which you must consider.

RESP involves making an investment for a specified period with an authorized RESP provider. Your RESP fund will be used for low-risk investments so that you get the maximum returns with minimal market risks. RESP reaches maturity when your child is ready for their higher education. During the RESP plan, you will not only get a tax-saving benefit but once you opt for payout, the tax has to be paid on that is paltry. You get the dual benefit of making a safe investment as well as securing your child’s future.

Heritage Education Funds provides a wide variety of customizable options for RESP. They have been in this field for over fifty years. With over $600 million in payouts, they have managed to reach out to a large number of parents and guardians who have used Heritage RESP to successfully fund their children’s higher education within Canada, and even for children who have opted for higher studies abroad. They invest in secure federal bonds and other investments that are backed up by the federal or municipal governments or those with principal guarantees to maximize your returns.

The cost of living has increased, inflation is higher and whether you are the guardian of a teen or a newborn, the earlier you invest in a plan like RESP, the more beneficial it would be for the future of your child when it comes to education. Through Heritage Education Funds, your child can be assured of an excellent higher education to any university of their choice and your foresight will see to it that your child scales the heights of success.

About: Heritage RESP Representatives are all the way active to support the needy parents with Heritage Education Funds. Parents can contact representatives of Heritage by simply dialing 1.800.739.2101.

Abuse from people children know

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Abuse From People Children Know

Parents dont often think their friends or relatives could present any danger I would like parents to think about how they can/should assess their circle of friends when it comes to their children.

Statistics show that the majority of sexual molestation comes from people the family knows. Not a pretty thought but its true.

I have a friend of nearly 25 years who was widowed and after a few years began dating a man who I thought was funny, intelligent, witty, and they were obviously in love. They made plans to marry and go forward. One day my friend got a call at work from “Joe” that he had been arrested and could she come down to the jail. In shock, she left work and went to the jail; after she found out what the charges were she was nearly comatose. How could this be happening? Long story short, he had molested the neighborhood children, had a history of molesting his nieces and had also molested my friends granddaughters, and all were reluctant to tell.

Why didnt they tell? guilt, shame, blame, fear? Who knows, but children have to be reassured that when that happens its not their fault and they should tell. Childrens having healthy boundaries goes a long way to heading off abuse and the quick discovery of it should it happen.

People dont wear signs telling us what they are, so if someone acts improperly with your child its important that he/she knows that they should tell you immediately.

If youd like to order the book Boundaries and receive the free pamphlet Ive written “The A to Zs of teaching young children” please go to www.ladaps.net and click on Boundaries.

Its important to answer any questions he/she might have and not be shy when talking about body parts we all have them so its not something that should come across as embarrassing because then your child will be reluctant to bring up the subject of inappropriate touching or fondling.

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